You lead a busy, active life - navigating career, family, and personal goals. But what happens when your health suddenly takes center stage? An emergency, an unexpected diagnosis, or simply the wish for a thorough check-up - and suddenly you’re facing long wait times, uncertainty, and limited treatment options that don’t match your expectations.
Most high earners pay nearly €1,200 a month into their public health insurance. Chances are, you do too. And yet, are you really getting from your insurance the quality of care, time, and attention you and your family deserve?
Will your health insurance be there when you need it most?
Endless wait times for specialist appointments.
Urgent check-ups get pushed back for months. You call one practice after another - only to hear: “We’re not accepting new patients. Please try again a few months later”.
Rushed, impersonal doctor visits.
You're in and out in five minutes. No time for questions, no thorough exam - just uncertainty that stays with you.
Many services come out of your own pocket.
Preventive screenings, modern treatments, essential medications - and suddenly you hear: “That’s not covered by your plan.”
And in serious cases? You’re left with standard care.
Your doctor recommends an innovative treatment, but your insurance decides if it will be covered. Top clinics or advanced therapies? Often only available with high out-of-pocket costs - or not at all.
Good news: There is a better way!
You don’t have to settle for long wait times, limited treatment options, or constant uncertainty.
Your Benefits with Private Health Insurance
Faster access to doctors and specialists
No weeks or even months of waiting - get appointments just when and where you need them.
Innovative treatments at the forefront of modern medicine
No budget limits- get access to the latest therapies and top-tier clinics.
Comprehensive preventive care
Health screenings that go far beyond public insurance standards - so you stay healthy and detect risks early.
Immediate clarity when health concerns arise
No drawn-out uncertainty - get fast diagnostics and targeted treatment to recover sooner.
Comfort, top-tier care and privacy during every
hospital stay
Private or semi-private rooms, personal care from senior doctors, and a calm, quiet environment that supports both your recovery and overall well-being.
That´s exactly what private health insurance offers.
It gives you the security you deserve - and the level of care you truly need.
Uncertainty, open questions
— and no clear answers?
Switching to private health insurance—or optimizing your current plan—is one of the most important decisions when it comes to your long-term health and financial security.
Maybe you're thinking about switching from public to private insurance and want to know if it’s the right move for you.
Or you’re already privately insured and wondering whether your current plan still meets your needs, fits your lifestyle, and offers the flexibility you’ll need in the years ahead.
And yet, how do you figure out what truly works best for your situation?
You don’t have to figure it out alone. We’ll help you find the right healthcare solution for today - and tomorrow.
Do you find yourself asking questions like these?
Do I even have a chance at getting private health insurance if I’ve had pre-existing conditions or treatments in the past? And how can I secure the best possible terms?
Is private health insurance really the best choice for me? What are the long-term benefits and risks—and how will it impact my financial future?
How would switching to the private health insurance or optimizing my current private plan affect my family? Are my partner or children covered—and what benefits are we really entitled to?
What happens if my job or financial situation changes? What about parental leave, self-employment, or extended time off due to illness?
How can I make sure my premiums remain affordable when I retire? What strategies will help me stay financially comfortable in the long run?
Who can I turn to when I have questions or concerns about medical bills or what’s actually covered in my plan?
Through our work together
You’ll get all the support you need to make a well-informed, personalized decision—whether you're switching to private health insurance or optimizing your current plan to better match your needs and goals. We’ll guide you through every step, explain the fine print, and ensure that no detail is overlooked
How we guide you to the best decision for your health
“Health isn’t everything, but without it, everything is nothing.”
– Arthur Schopenhauer
With private health insurance, you secure the best possible medical care—and protect your financial independence, especially when life takes an unexpected turn.
Invest in your health—for more quality of life and true freedom.
Feedback from Our Satisfied Clients
L
Lazar
Ich habe bereits mehrere Dienstleistungen von Team Shevsache GmbH in Anspruch genommen und bin durchweg begeistert. Das Team ist äußerst kompetent, agil und sehr entgegenkommend. Sie nehmen sich die Zeit, individuelle Lösungen zu finden und stehen jederzeit mit wertvollen Ratschlägen zur Seite. Die Kommunikation ist effizient und professionell, und ich hatte stets das Gefühl, in den besten Händen zu sein.
Wer einen zuverlässigen und versierten Finanzberater sucht, ist hier genau richtig. Klare Empfehlung!
03.2025
S
Sarah E.
The process to switch to PKV was easy, smooth, and thorough. I would definitely recommend working with her, especially when you are a foreigner, you want answers, and need someone patient and diligent to help you. Nataliya took into account all my filters when coming up with the best proposal of private health insurance plans for my profile, current situation, and plans. The best part is that it was all in English and she explained to me more details about the German system during the process.
11.2023
Y
Ying
I am extremely grateful and satisfied with the service provided by Nataliya. From the very beginning—selecting the most suitable private insurance package for me, transitioning from public to private insurance, and handling reimbursements—she has always taken the time to thoroughly check everything and guide me through the process. She is undoubtedly trustworthy and patient. I highly recommend Nataliya's services to anyone considering switching from public to private insurance!
02.2025