About Me
My story begins in a world where safety and stability were often out of reach. And yet, it was exactly these experiences that shaped me—and led me to discover my true calling as a financial advisor.
“There is only one success - to be able to spend your life in your own way.”
This quote by Christopher Morley is more than just a guiding principle in my work—it reflects my personal story. My life has been shaped by challenges and turning points that taught me how essential it is to take responsibility and act with self-determination.
Today, I use these experiences to support people like you in building true financial security and gaining access to outstanding medical care—so you can live a life that reflects your values, protects your health, and supports your future. A life you design with confidence, purpose, and freedom.
The origin of my mission
I was born in Ukraine and grew up in the Soviet Union—a life shaped by uncertainty and constant relocation. The collapse of the Soviet Union in 1991 was a turning point that would cost my family everything. Six of us lived in a small house with my grandparents, and our daily life was marked by conflict, scarcity, and a deep sense of hopelessness. There was little room for dreams—only for survival.
During this challenging time, I learned what it means to take full responsibility—for myself, emotionally and financially. I knew that if I wanted to change my life, I had to be the one to lead that change.
At just 14, I began shaping my own future: sewing my own clothes, attending intensive English courses, and saving every bit I could to move forward. Then came one small moment that would change everything: on the “Petrovka” book market in Kyiv, I found a used book titled German for Self-Study. Without realizing how defining that moment would be, I bought it—and less than two years later, it became the very step that brought me to Germany.
My journey to Germany—and toward financial freedom
At 18, I arrived in Germany with big dreams and little money. My host family gave me more than just a place to live. For a year and a half, they gave me guidance, support, and the opportunity to begin studying business administration with a focus on finance at Goethe University in Frankfurt.
I eventually found my professional path in the financial industry, working for renowned companies such as PwC, McKinsey & Company, and later Allianz Global Investors. I was successful—and yet, I knew I wanted more. I wanted to build something of my own. Something that wasn’t just about numbers—but about people, their goals, and the choices that shape their lives. I wanted to be more than a consultant—I wanted to be their long-term partner.
Since 2013, I’ve been working independently as a financial advisor. I’ve found my purpose in helping people shape a life that reflects their own vision—with clarity, freedom, and stability at every stage.
Money isn’t everything?
Maybe not everything—but for me, it’s the foundation of a free, independent, and fulfilling life. As a child and teenager, I experienced what it means to have no money at all. To constantly cut back, even on the essentials—let alone things like travel or simple pleasures. I know what it feels like to be left alone in the face of health issues. To live without your own space, without security, and completely dependent on others.
Today, I smile when I think about how my journey toward financial independence began—with a private loan from my mother and a heart full of gratitude. To seize the chance to come to Germany, I needed 150 euros—an unimaginable sum for us at the time. I remember how hard it was to ask for that money—and how thankful I was that she gave it to me, even though it must have been just as hard for her. That quiet act of love changed everything.
That’s why the greatest milestone in my life wasn’t professional. It was the moment I could give something back to her: with the first money I had ever earned on my own, I bought my mother an apartment. That moment showed me what real responsibility means—not just taking care of yourself, but of the people who mean the most to you, and who once believed in you when no one else did.
Why I do what I do
Why I do what I do
There are moments in life that open your eyes. For me, it was realizing how essential financial stability and personal responsibility are—not just for myself, but for the people I care about most, and for building a life that feels truly free and secure.
Today, it’s my passion to support people like you on this journey—and to help you:
• Build a solid financial foundation, so you can stay flexible and independent.
• Access outstanding healthcare, because true freedom only exists when your health is protected—and you can rely on the care you truly need.
• Turn your dream of owning a home into reality—to create long-term security and sustainable wealth.
Health and Wealth – an inseparable connection
To me, health and wealth are two sides of the same coin. What’s the point of a long life without good health? And how can we truly enjoy our health if financial security is missing?
My mission is to develop strategies that bring both together. My clients benefit from fast access to specialists, first-class treatments, and a financially secure future. This allows them to shape their lives on their own terms—through travel, hobbies, or simply the freedom to focus on what matters most—with the confidence that their health and wealth are in the best possible hands.
Living Self-Determination – and what it means for you
I live what I advise. Choosing private health insurance was a conscious decision—a choice for better care and long-term flexibility. The same goes for my financial strategy: I actively invest in real estate, build my retirement income with proven pension models, and diversify through stocks, bonds, funds, and exchange traded funds (ETFs).
This real-life experience flows directly into my client work. I don’t offer one-size-fits-all solutions. Instead, I help you develop a strategy that truly fits your life—giving you lasting security, freedom, and a quality of life that reflects your values and priorities.
I’ve learned what really works—and what doesn’t.
I know from personal experience which questions highly qualified professionals in Germany are asking—because I’ve walked that path myself. I had to navigate a completely new system, understand insurance, real estate financing, long-term financial planning, and how to secure my future in a foreign country. I’ve learned which obstacles exist, which opportunities are out there—and how important it is to make the right decisions early on, with clarity and confidence.
That’s why my consulting approach is built on three essential pillars of financial and personal independence:
Financial stability , to stay flexible and secure in the long term.
First-class healthcare – so you always have access to the best medical care when you need it most.
Sustainable wealth accumulation – to gain real independence through home ownership or smart investments
In short:
It´s all about the Prosperity Triangle.
Or to be more precise: YOUR Prosperity Triangle.
Because everyone has their own story, their own goals, and their own challenges. That’s why I don’t offer standard solutions. I help you create a strategy that supports not only your plans, but the way you truly want to live.
“For Your Better Health and Wealth”
This is what I stand for—with all my experience, passion, and empathy.
Let’s work together to take your financial and health journey to the next level—with clarity, confidence, and true independence that empowers you to live life on your own terms.
Health and Wealth go hand in hand. Health and Wealth go hand in hand. When both are in balance, you gain the freedom to shape your life on your own terms.
Through our work together
you’ll gain financial stability, first-class healthcare, and sustainable wealth-building. Let’s take the next step and set the course for your future—with clarity and confidence.
Feedback from Our Satisfied Clients
L
Lazar
Ich habe bereits mehrere Dienstleistungen von Team Shevsache GmbH in Anspruch genommen und bin durchweg begeistert. Das Team ist äußerst kompetent, agil und sehr entgegenkommend. Sie nehmen sich die Zeit, individuelle Lösungen zu finden und stehen jederzeit mit wertvollen Ratschlägen zur Seite. Die Kommunikation ist effizient und professionell, und ich hatte stets das Gefühl, in den besten Händen zu sein.
Wer einen zuverlässigen und versierten Finanzberater sucht, ist hier genau richtig. Klare Empfehlung!
03.2025
S
Sarah E.
The process to switch to PKV was easy, smooth, and thorough. I would definitely recommend working with her, especially when you are a foreigner, you want answers, and need someone patient and diligent to help you. Nataliya took into account all my filters when coming up with the best proposal of private health insurance plans for my profile, current situation, and plans. The best part is that it was all in English and she explained to me more details about the German system during the process.
11.2023
Y
Ying
I am extremely grateful and satisfied with the service provided by Nataliya. From the very beginning—selecting the most suitable private insurance package for me, transitioning from public to private insurance, and handling reimbursements—she has always taken the time to thoroughly check everything and guide me through the process. She is undoubtedly trustworthy and patient. I highly recommend Nataliya's services to anyone considering switching from public to private insurance!
02.2025